Terms of Use
Last Updated: March 31, 2026
Welcome to the website of Farmers National Bank (“the Bank,” “we,” “us,” or “our”). By accessing or using this website (“Site”), you agree to the following Terms of Use (“Terms”). Please read them carefully. If you do not agree to these Terms, you should not use this Site.
By assessing this Site, you acknowledge that you are at least 18 years old, you will use the site in accordance with all applicable federal, state, and local laws and regulations, and these terms form a legally binding agreement between you and Farmers National Bank.
This website has been established by the Bank for the sole purpose of conveying information about the Bank’s products and services and to allow communication between the Bank and its customers. The content on this Site is provided for informational purposes only and does not constitute a commitment to lend or extend credit, provide legal, tax, or financial advice, or an offer to sell or solicit any service where such offer is prohibited by law. Information that appears on this website should be considered an advertisement. Nothing contained in any page on this site takes the place of the bank’s agreements and disclosures that govern its products and services. All products and services are subject to qualification approval, and applicable disclosures, including those required under laws such as; Truth in Lending Act (TILA), Truth in Savings Act (TISA), Electronic Fund Transfer Act (EFTA/Reg E) and Real Estate Settlement Procedures Act (RESPA). If any information on the site conflicts with that in the bank’s agreements and disclosures, the agreements and disclosures will control.
The Site may contain links to third-party websites. The Bank does not control or endorse those sites, is not responsible for their content, accuracy, or security. You are encouraged to review their privacy and security practices. Your use of third-party sites is at your own risk.
Unless otherwise stated, all content, trademarks, logos, graphics, text, and design elements on the Site are the property of the Bank or its licensors. No material may be copied, displayed, transmitted, distributed, framed, sold, stored for use, downloaded, or otherwise reproduced except as permitted by law.
To the fullest extent permitted by law, the Bank disclaims all warranties – express or implied- related to the accuracy, reliability or completeness of Site content, the uninterrupted or error-free operation of the Site, and the security of information transmitted through the Site. To the extent permitted by law, the Bank is not liable for damages arising out of your use or inability to use the Site, viruses or harmful components transmitted through the Site, errors in information provided, and actions taken based on third‑party content. This limitation applies even if the Bank has been advised of the possibility of such damages.
You agree to indemnify and hold harmless the Bank, its officers, employees, and affiliates from any claims or losses arising from your use of the Site, your violation of these Terms, your infringement of intellectual property or other rights.
This agreement may be changed from time to time by posting the new Terms of Use on the website. Updates will be posted with a “Last Updated” date. Your continued use of the Site constitutes acceptance of the revised Terms.
Your use of the Site is also governed by our Privacy Notice and Online Privacy Policy, which describe how we collect, use, and safeguard information.