Shale Resource Team

Joseph A. Gerzina -  Community President, Director of Private Banking Farmers National Bank, Stark County

Joseph A. Gerzina
Community President,
Chief Lending Officer,
West Region

Business Loans

  • Commercial Real Estate Loans
  • Construction Loans
  • Revolving Lines of Credit
  • Single Pay Notes
  • Commercial Term Loans
  • Domestic Letters of Credit
  • Small Business Administration Loans (SBA)
  • GrowNow Ohio Participant
  • Public and Municipal Finance

Business Deposits

  • Business Gold Checking Account
  • No Cost Business Banking Account
  • Business Interest Checking
  • Commercial Analysis Accounts
  • Zero Balance Accounts
  • Business Daily Repurchase Fund

Mortgage Loans

  • Fixed Rate Mortgage
  • Variable-Rate Mortgage
  • Welcome Home Loans & Affordable Housing Loans
  • Construction Loans

Consumer Loans

  • Automobile Loans
  • Personal Loans
  • Overdraft Protection Line of Credit (InstaLine)

Joe DePascale -  CPA, CFP® Farmers Trust Company,  Vice President Business Development

Joe DePascale
Farmers Trust Company

Engaging the services of a professional to manage your assets is a wise decision. Whether you are seeking investment management, personalized trust services, problem-free estate settlement or employee benefits administration, Farmers Trust Company is able to assist.

From the planning stages, to daily management and account follow-up, we pride ourselves on open communication and frequent client contact, and are readily available for consultation.

  • Investment Management
  • Estate Settlement
  • Trust Administration
  • Employee Benefits

Daniel A. Cvercko - Vice President, Investment Executive, Farmers National Investments*

Daniel A. Cvercko
Vice President, Investments,
Executive, Farmers National Investments

Professional Services

Our investment and insurance professionals will gladly take the time to discuss your needs and aspirations. Whether you seek to create or revise a comprehensive financial plan, or are interested in a specific product, our professionals have the experience to assist you.

  • Portfolio strategy
  • Asset allocation
  • College funding
  • Long-term care
  • Estate issues

  • Insurance needs
  • Retirement planning
  • Tax-favored investing
  • Business owner needs

Securities, insurance products and advisory services are offered through Cetera Investment Services LLC (doing insurance business in CA as CFGIS Insurance Agency), member FINRA/SIPC. Investments are: *Not FDIC/NCUSIF insured *May lose value *Not financial institution guaranteed *Not a deposit *Not insured by any federal government agency. Cetera is not affiliated with the financial institution where investment services are offered.

View Cetera Investment Services privacy policy.

Financial Professionals are registered to conduct securities business and licensed to conduct insurance business in limited states. Response to, or contact with residents of other states will only be made upon compliance with applicable licensing and registration requirements. The information in this website is for U.S residents only and does not constitute an offer to sell, or a solicitation of an offer to purchase brokerage services to persons outside of the United States.