Diversity & Inclusion Statement

Purpose

Farmers National Banc Corp. (“Farmers”) is committed to creating and sustaining a diverse work environment for the company, our people and our customers. The purpose of this policy is to set out the elements of Farmers’ Diversity and Inclusion Policy.

Scope

Diversity is at the very core of Farmers’ ability to serve our customers and maximize return for our shareholders. Farmers is proud to provide an open, supportive workplace where our employees can grow and achieve their potential. We believe employees are our greatest asset, and we strive to attract talent from the broadest pool to foster innovation, creativity and productivity. There is a tremendous impact that results from promoting diversity and inclusion in every aspect of our business and at every level of our organization.

Approach

Diversity brings together people with unique perspectives, and inclusion creates opportunities for all individuals to contribute and work together to achieve success as a whole. Farmers strives to be an attractive workplace for our community and a modern bank to do business with through our people representing us. Consequently, we hold our leaders accountable for building diverse teams and fostering an inclusive environment. This accountability begins with our President and CEO, Kevin J. Helmick, and extends to every level of our company.

Workforce

Farmers must recruit the best people in order to achieve the excellence we seek. The employees we need can be found only by looking across the full spectrum of diverse applicants. Diversity is an important selection criteria emphasized in the recruitment process, both for internal as well as external hires, in order to comprise the right team and fill positions with the best suited candidates.

Farmers aims to address gender and minority diversity across the company by encouraging dialogue and a better understanding of the challenges and opportunities in promoting a diverse workforce. This emphasis on a diverse workforce increases our ability to deliver the best possible solutions by recruiting the highest quality people who reflect the customers and communities we serve.

Workplace

We pride ourselves on workplaces where employees feel inspired to voice their ideas and openly express opinions for the betterment of the bank, its employees and its customers. At Farmers, all members of our company must feel that they are operating in an inclusive environment that welcomes and supports differences for our company to excel. Encouraging input from all perspectives alows us to provide our clients with creative ideas and solutions for operating effectively in a complex, ever-changing marketplace. A diverse workplace environment strengthens our positions as a company that positively impacts the success of our employees, customers, communities and increases the value to our shareholders.

Farmers also consistently motivates our employees to advance their skills, excel in their careers and achieve their goals. This includes assisting diver employees with navigating corporate culture, building workplace relationships, creating opportunities to discuss career and professional development, and increase employee engagement. These opportunities for growth and development are key drivers that strengthen the retention and engagement of diverse professionals, furthering Farmers’ ultimate success.

Community

We understand that the strength of our company is tied to the strength of the communities we serve. Farmers’ commitment to diversity and inclusion extends into the communities where we conduct business and is aimed at economically strengthening women-owned and minority-owned businesses. Our practices are designed to identify these women-owned and minority-owned businesses who meet Farmers’ lending requirements that are committed to delivering the service, quality and value that defines our brand and promotes the economic growth of the local business communities we serve. These relationships with women-owned and minority-owned businesses are built to not only align with our core values, but also to grow our customer base and increase our competitiveness.