Fixed Rate Mortgage
If you’re planning to stay in your home for a long time and you’re looking for a predictable loan, choose a traditional fixed rate mortgage. Your monthly principal and interest payment will never go higher.
Farmers offers a variety of competitive fixed rate mortgages. Our mortgage professionals are ready to help you arrange a loan program to suit your personal financial needs.
If you think you may move in a few years, a variable-rate mortgage may be best for you. A variable-rate mortgage starts out with a lower interest rate and lower payment. At Farmers, you can choose a variable-rate mortgage that begins with a fixed rate for three or five years. The rate may increase or decrease annually after the initial loan term and has a maximum increase over the life of the loan. Your personal lender will provide you with complete details.
Welcome Home Loans & Affordable Housing Loans
Farmers offers great loan options for first-time homebuyers, low down payment borrowers and those with specific, individual circumstances. Your Farmers National Bank personal loan specialist will assist you with selecting the loan program that is best for you and help you through the process of purchasing your home.
Certain income restrictions apply.
You have enough tough decisions to make when building your new home. Let Farmers make your loan a simple decision. One loan – one closing, featuring a locked in rate at a time of application. It’s simple, your loan automatically converts to a fully amortizing, permanent loan at the completion of the construction.
Mortgage Calculator Current Rates